When an Ohio employee is hurt on the job and has an allowed workers compensation claim (BWC) claim, there are a number of ways he/she may be paid or receive compensation. The following are several of the most common ways.
Temporary Total Disability (“TTD”) Compensation
The most common way that Cincinnati workers are paid when hurt on the job is to receive temporary total disability (“TTD”) compensation. An employee who injures his neck, back, shoulder, ankle, or other body part is eligible for TTD if he/she misses more than seven days of work due to an allowed condition in his/her claim. If the worker is off work for more than 90 days, a medical exam may be scheduled and continued payment may be dependent upon the outcome of the exam.
Wage Loss Compensation
Cincinnati employees may also receive “wage loss” when hurt on the job. Wage loss is paid when an injured worker suffers a reduction in earnings as a direct result of restrictions from allowed conditions in the claim. There are two types of wage loss benefits in Ohio work comp claims: Working Wage Loss and Non-Working Wage Loss.
Living maintenance compensation is paid when an Ohio injured worker is actively participating in a vocational rehabilitation (“voc rehab”) program. Generally, this type of pay will not exceed six months unless the Bureau of Workers’ Compensation (BWC) specifically finds that the injured worker will benefit from an extension.
An experienced Cincinnati workers compensation attorney can help you receive the compensation you deserve. McKenzie & Snyder LLP has been practicing workers’ compensation law for fifteen years.