Insurance Company Tricks To Pay You Less Or Not At All
Former Insurance Attorney Exposes Tricks to Lowball You
Chris Snyder used to work FOR the insurance companies; he knows the tricks to get you to settle for less money the insurance companies use. Listen and beware of the tricks insurance companies will employ to get you to settle for less.
Transcript by Ohio Car Accident Attorney in Ohio
"Frequently, the insurance company will will call you real early on in the process, days, within days, sometimes even hours of your accident. You'll have the insurance company for whomever is at fault on the phone with you, reassuring you, saying, "Oh, you you know, we're going to take care of you. We're going to be fair. You know, just let us know how you're doing and and we'll be fine. You'll be fine. You you you don't need an attorney. We can do this." They try to lull the client into a sense, false sense of security that, hey, we're your friend. We're going to help you out. We're going to be fair. That's not what's going to happen. What that does is it delays things and gives the uh insurance company, trucking company, whomever, time to either um color the evidence a certain way, sometimes lose things that shouldn't be lost, or certain important evidence might slip away, like the scene where the wreck happened could change, accident cleanup, and things of that nature. Those things are designed to delay the injured party's treatment and or response to the wreck itself. In other words, getting an attorney. It's important in a case like that. A truck crash can be complex enough that it's not a situation where somebody would call me up and I would say, "Uh, you don't really need a lawyer. Just do this, that, and the other thing." That's that's not the case with a trucking accident. Uh, that doesn't happen. What you need is to get an attorney, whether it's us or anybody, but you need an attorney's office who will um move quickly to get photos of the scene if if possible and get on the insurance company with that letter that says, "Hey, don't don't don't lose anything." Now, remember, we got a potential lawsuit here. Don't lose anything. And also get you to the right doctor for the right care. As an individual, your conversation with that insurance company is recorded. every time you talk to them, they're either typing out notes about it or they're literally recording the conversation. But what you don't want to do is give the insurance company a statement that they can hold against you later on because they're trying to get the case resolved before you realize the value of the case. And one thing that will help you realize that the value of the case is talking to an attorney. So, they're going to try to get you done and out the door before you understand what your real injury is. Those traumatic brain injuries, for example, post-traumatic stress from a car wreck, these things may not show up for a couple of weeks or maybe a month, who knows? But they can show up. And postconussion syndromes can get worse. And and uh we've seen cases where they get significantly worse after the first few weeks. And if you're settling your case two weeks after the accident happened, you're not going to be compensated for your your medical bills that you're going to have or the the pain and the suffering you're going to go through."
