Every auto accident case is unique and should be handled with care by a competent personal injury lawyer. Whether you are suffering from an injury to your lumbar spine, neck, shoulder, knee, or wrist, your claim should be looked at the utmost care. That being said, there are common issues that often arise in car accident injury claims. I have decided to highlight two of these issues for purposes of this article.
“The Insurance Company’s Offer is Less Than My Medical Bills…”
We often meet with clients after they have attempted to settle a car accident claim on their own only to find out that accepting the settlement offer would leave a hold in their pocket. Many people have numerous conversations with an insurance claim representative trying to negotiate a settlement that covers only their medical bills. Sometimes they are successful in negotiating their own settlement, often they are not. It is also important to bear in mind that a settlement that only covers medical bills will not truly make one “whole” as it does not account for future medical bills, lost wages, and pain and suffering, among other things. Having an experienced Cincinnati auto accident lawyer represent the true value of your claim to an insurance company can get you the financial compensation you need and deserve.
“The Crash Happened Months Ago, But I’m Still In Pain…What Should I Do?”
Another common scenario we frequently see is where auto accident victims get an initial course of treatment or therapy but their injury does not heal. Sometimes victims (believing their pain will simply go away) stop treating for several months and later realize they need additional treatment. These “gaps” in medical care are often used against victims by insurance companies. While it is quite a natural and very human reaction to react this way to an auto accident injury, it is often said in personal injury law that “tough guys finish last.”
Insurance companies typically argue that if the victim was really hurt he/she would have sought treatment immediately following the accident and continued to treat until the pain went away. While this argument may have some merit under certain circumstances, we often see that victims of car crashes will live in a great deal of pain believing it will go away sooner than later. Unfortunately, because automobiles have a tremendous propensity for causing harm, the injuries they cause often do not simply vanish. This is true whether the accident involved a car (or cars) traveling at a high rate of speed or a low one. Having a competent Cincinnati car accident attorney review your injuries, history of treatment, any many other variables can help you determine which course of action is right for you.
Call or Email us today for a free consultation regarding your auto injury case. McKenzie & Snyder LLP has been practicing personal injury law for over 15 years.