Understanding Ohio Workers' Compensation
If you believe you have a workers' compensation claim in Ohio, this article will help you understand the various types of Workers' Compensation payments available.
Ohio BWC Payment Methods
The Ohio Bureau of Workers’ Compensation (BWC) offers several ways to pay an injured worker’s compensation claim in Ohio. These include:
- Temporary total disability compensation,
- Wage loss,
- Non-working wage loss,
- Living maintenance.
Compensation may be payable for many types of work-related injuries. These can include injuries to the:
- Back
- Knees
- Feet
- Elbows
- Shoulders
- Ribs
- Eyes
- etc.
Temporary Total Disability (TTD)
Generally speaking, Temporary Total Disability (TTD) compensation is payable under specific conditions. These conditions are:
- An employee is injured in the course of and arising out of employment; and
- He/She cannot return to his or her “former position of employment.”
Challenges with TTD Claims
One common frustration for many injured Ohio workers is when their own doctor labels them TTD, but another doctor (representing either the BWC or the employer) states the worker can return to their former position.
Having an experienced Hamilton Ohio workers’ comp lawyer on your side can help prevent a premature return to work. This allows you to fully heal, preventing further injury, unnecessary complications, and duress.
Wage Loss Compensation Explained
The Ohio BWC may also pay an injured worker wage loss (WL) compensation. Generally, wage loss compensation is payable when an injured worker:
- Suffers a loss in earnings and
- The loss is directly attributable to the allowed conditions in his/her claim.
Types of Wage Loss Compensation
Under Ohio law, there are three types of Wage Loss Compensation:
- Working wage loss
- Non-working wage loss
- Living maintenance
Permanent Partial Disability (PPD)
Percentage of Whole Person Disability (PPD) determines the percentage of disability resulting from a workers' compensation injury.
Contact an Ohio workers’ comp lawyer at the law firm of McKenzie & Snyder LLP to discuss your compensation options. We provide a free case evaluation and if we take your case, we work for free and only charge if you're awarded compensation.
Written by Ohio Workers' Compensation Attorney Kyle McKenzie of McKenzie & Snyder LLP
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