Understanding PPD Compensation in Ohio
Defining Permanent Partial Disability
Following a
Cincinnati work injury, an injured worker may suffer from permanent or “residual” damage or impairment. An injured employee may then be compensated for this damage through what is commonly referred to as a
“C-92” or
“PPD” award.
For example, an Ohio worker may fracture his tailbone after
falling at work and suffer permanent loss of mobility. He or she may then be eligible for an award based on that impairment or loss. Impairments can be physical or psychological.
Determining PPD Award Amounts
Using the AMA Guides
To determine the extent of disability or impairment, Ohio injured workers are examined and provided a
percentage of whole person impairment (%PP). This percentage is based upon the
American Medical Association’s “Guides to the Evaluation of Permanent Impairment.”
An examining physician will utilize the AMA Guide as well as available medical documentation in the injured workers’ BWC claim file to come up with a percentage of impairment.
When to File for PPD
Eligibility for Application
Generally speaking, a C-92 or PPD application can be filed at specific times. This includes twenty-six weeks after the date of termination of the latest period of temporary total disability payments. It can also be filed twenty-six weeks after the date of injury or contraction of an occupational disease if no temporary total disability payments have been made.
After Filing a PPD Application
BWC Review Process
After the PPD application is filed, the BWC sends a copy of the application to the injured employee’s employer or representative. The BWC then schedules the employee for a medical examination.
A copy of the examination report will then be sent to the employee, the employer, and the employer’s representative. The BWC will then issue a tentative order.
Objecting to the Tentative Order
The employee, the employer, or their representative has a right to object to this tentative order. If there is a conflict in evidence (typically because another physician has determined a different percentage of disability), the application will be set for a hearing with the Ohio Industrial Commission. The Industrial Commission is headquartered in Columbus and has offices in downtown Cincinnati and Dayton, among others.
How PPD Awards are Paid
Calculating Your Compensation
An injured Ohio worker shall receive sixty-six and two-thirds percent of his/her average weekly wage, up to thirty-three and one-third percent of the statewide average weekly wage for the number of weeks equaling the percentage of two hundred weeks. In the rare case that the percentage of disability is ninety percent or higher, the award shall be paid out for two hundred weeks.
Scheduled Loss Payments
If an injured worker loses a finger or limb, the award is paid out according to a fixed schedule. For example, for loss of a thumb, compensation is paid at the statewide average weekly wage for sixty weeks. If an Ohio injured worker loses a hand, compensation is paid for one hundred seventy-five weeks. This fixed schedule applies to other losses, such as loss of eyesight or loss of hearing as well as such things as facial disfigurement.
Types of Workers' Comp Injuries
Understanding Payment Categories
Learn about the
types of workers' compensation payment types.
Do You Need a Workers' Comp Attorney?
Navigating the Legal System
Hiring an experienced Ohio workers’ comp attorney can help you receive the PPD award you deserve. An attorney can also assist you in navigating through the confusion of the Ohio workers compensation system.
Call McKenzie & Snyder LLP today at 513-737-5180 to set up a
free consultation. If we decide to take the workers' compensation case we take it for free unless we win your workers comp award.
Injured? Let's talk.
Free consultation. No fee unless we win.