What Problems Come Up in an Ohio Car Accident Injury Claim?
Short answer
Three big issues come up in almost every injury case: liability (who was at fault, even when the crash report gets it wrong), coverage (finding every policy that pays), and damages (proving how badly you were really hurt).
Read the full transcript
My name's Andy Terberkti. I'm a partner at McKenzie and Snyder Law Firm. My focus is on the personal injury department. So I've been with McKenzie and Snyder for 14 years. I have focused my career solely on injury cases, in particular auto accident cases. It's what our wheelhouse is here primarily. My focus in particular is on pre-litigation work. That's before a case gets filed into a lawsuit. And so I deal a lot with claims adjusters, claim handlers. And that's a very unique and particular area of the law. Something I didn't necessarily think I was going to get into in law school, but here we are. And it's it takes a lot of specificity to pursue auto injury claims in particular. Insurance companies are very particular in the way that they look at cases, handle cases. We're very familiar with not just auto insurance companies generally, but the specific auto insurance companies that we deal with every day. But as claims start to grow in size and time, there are a number of issues that can come up with any case. You have in particular three big issues that come up in injury cases. You have liability concerns, you have coverage issues, and you have damages issues. Sometimes people come to us and we're pretty confident they weren't at fault for the accident, but the crash report may say otherwise, for example. You know, we have to work through that liability issue. Sometimes we have coverage issues. Clients come to us and they get a letter from an insurance company saying, hey, we're sorry, but there is no coverage for this accident or or for their injuries. And so we have to work through those coverage issues and make sure we're turning over all of the various rocks or boxes to find coverage for people. The last one is damages. Sometimes people are significantly hurt or maybe more injured than what their records may indicate or show or demonstrate or, you know, there may be evidence that the insurance company is missing in the claim file. These are some of the common issues that will come up in injury cases that we're working through on a daily basis.
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