When you're hurt in an Ohio accident, the hospital bill you see is rarely the amount that actually gets paid. Health insurers and providers negotiate "write-offs" and adjustments — and those adjustments can have a real impact on how an insurance company values your injury claim.
In this video, injury compensation lawyer Andrew Tobergte of McKenzie & Snyder, LLP explains what write-offs are, why they matter, and how our firm presents your case so insurance companies can't use them to drive your compensation down.
What the Video Covers
- Why you can present the full billed amount of your medical care in an Ohio auto accident case — even if part of it was written off.
- How insurance companies use write-offs to argue your bills were "only a couple grand" — and claim you couldn't have been hurt that badly.
- What "low anchors" are, and how they lead to low case value evaluations.
- How our attorneys present a serious injury case so adjustments don't shrink what you're owed.
Full Video Transcript
Andrew Tobergte, McKenzie & Snyder, LLP:
Write-offs are generally good, and at the same time they can have a significant impact on your case. When you're presenting an auto accident case in Ohio, you're permitted to present the full billed amount — but that may not be the amount that's owed when the case resolves or settles.
What you're trying to avoid is a case presentation where your bills may have been a very large number, but what's owed is a very small amount. You're trying to avoid having an insurance company or an attorney argue, "Well, the bills here are really only a couple grand, or maybe even a few hundred dollars — so how hurt could this individual be?"
That's where sometimes the adjustments and the write-offs can impact a case negatively. It's our job at that time to make sure we're really presenting that case as a significant injury case that involved fifty or a hundred thousand dollars' worth of bills that has now been adjusted.
If you're just harping on what's really owed, you can establish what's called these low anchors and get real low case value evaluations.
Hurt in an Ohio Accident? Don't Let a Write-Off Shrink Your Case.
Insurance companies train their adjusters to use write-offs and adjustments against you. Our attorneys know those tactics — and how to present the true value of your injuries. If you've been hurt in a car, truck, or work accident anywhere in Ohio, call us for a free case review. You pay nothing unless we win.
