Understanding the First Report of Injury
If you suffer an injury at work, the first thing you must do is seek appropriate medical attention. Next, you will want to inform your employer of the accident for proper documentation.
When an on-the-job injury occurs, you, your doctor, or your employer will complete a form called a First Report of Injury (FROI). This form is then submitted to the Ohio Bureau of Workers’ Compensation (BWC).
If your employer is self-insured, the FROI goes to their human resource staff who handle workers’ compensation. The FROI initiates your workers' compensation claim.
Key Information for the FROI
Whoever completes the form should provide as much detailed information as possible. This includes several critical pieces of information:
- Description of Accident: A step-by-step account of exactly how the injury occurred.
- Body Parts Affected: Specific details on what was hurt (e.g., "lower right back" rather than just "back").
- Witness Information: Names and contact info of anyone who saw the event.
- Medical Treatment: Details on where you sought initial care.
The form can be found on the Ohio Bureau of Workers’ Compensation website:
"Timely and accurate documentation is the foundation of a successful workers' compensation claim. Every detail counts."
Important Filing Deadlines
Ohio law gives injured workers one year from the date of injury to file their claim with the Bureau of Workers’ Compensation.
Previously, the statute of limitations for occupational diseases was longer. However, under House Bill 75, which became effective in September 2021, that rule changed.
Current Claim Deadlines
It is critical to keep these current deadlines in mind:
- Traumatic Injury: Claims must be filed within 1 year of the date of injury.
- Occupational Disease: Claims must be filed within 1 year of the disability due to the disease or the diagnosis of the disease (whichever is later).
Because these windows are strict, it is vital to act immediately. If you are unsure about your timeline, contact McKenzie & Snyder for guidance.
