Ohio Court of Appeals Rules Sides With Auto Insurance Company

Appeals Court Sides with Insurer

In an unfortunate Ohio legal decision, the 2nd District Court of Appeals recently ruled against an injured party. The court sided with Auto Owners Insurance Company in the case of Wetzel v. Auto-Owners Ins. Co., 2016-Ohio-5355.

Shane Wetzel unsuccessfully attempted to bring a claim for underinsured motorist coverage benefits following an auto accident. In July 2011, Mr. Wetzel was significantly injured while driving his girlfriend’s vehicle when an underinsured driver ran a stop sign, causing a collision.

Understanding Underinsured Motorist Coverage

Auto Owners had issued a policy that included underinsured motorist benefits for Mr. Wetzel’s father’s trucking company. Mr. Wetzel was listed on this policy as a “scheduled driver.”

Mr. Wetzel argued that his inclusion on such a list created an ambiguity that should have been interpreted in his favor. The Court interpreted the policy otherwise, finding it to be clear.

The Court interpreted the policy otherwise, finding it to be clear that coverage was not afforded because he was not a resident relative (of his father), nor was he driving a covered vehicle at the time of the accident.

For the full case details, click here: http://law.justia.com/cases/ohio/second-district-court-of-appeals/2016/2015-ca-26-3.html

Consult with an Attorney

The lawyers at McKenzie & Snyder LLP continually research and educate themselves to master auto insurance law in Ohio. They represent individuals with car accident injuries for all Ohio motorists.

If you have been injured in a car accident, at work (on or off duty), or would like to claim the diminished value your vehicle has suffered due to a car accident, call McKenzie & Snyder LLP now to receive a free case evaluation. If your injury has left you immobile, the firm can send a lawyer to meet you where you are most comfortable.