Car Insurance Claim for Money Damages After Accident

Claiming Damages After an Ohio Car Accident

Following a car accident in Ohio, you may be eligible for monetary compensation. This can cover various losses you've experienced.

Potential damages include:

• Injuries
• Medical bills
• Lost wages
• Pain and suffering
• Other related damages

Complexities in Auto Accident Cases

Many auto accident cases involve complex issues. These often include determining liability (fault), understanding insurance coverage, and establishing the causation of damages.

Sometimes, issues arise that are not immediately apparent. Consulting with an experienced car accident injury lawyer from McKenzie & Snyder will help you gain a clear understanding of your claims.

Understanding Types of Damages

There are various types of “damages” incurred when someone is hurt in a car crash. These are generally categorized as "general" or "special" damages.

General Damages Explained

“General” damages include those things for which an exact dollar amount cannot be calculated. These are often subjective and relate to the impact on your quality of life.

Examples of general damages include:

• Pain and suffering
• Loss of companionship
• Permanent impairment or disfigurement
• Loss of enjoyment of life
• Compensation for shortened life expectancy

Special Damages Explained

“Special” damages, on the other hand, include harder figures. These are quantifiable losses with a specific monetary value.

Examples of special damages include:

• Medical bills
• Lost wages
• Car repair costs

One may also bring a claim for the diminished value of a vehicle after it is repaired. Victims of automobile accidents may also recover for reasonable future medical bills and future lost wages if applicable.

Pre-Existing Conditions and Aggravation

Simply because an injured party in an auto accident was already suffering from a previous injury or condition, does not mean he or she is barred from monetary recovery.

If the accident aggravated or worsened the existing injury, such aggravation or worsening may be compensable.

Proving aggravation claims can be difficult, however, and often requires expert testimony.

Insurance Coverage in Car Accidents

Often, auto accident victims who recover in court or via settlement are paid by the other (i.e., at-fault) driver’s insurance company. This is the most common scenario for compensation.

Uninsured or Underinsured Motorist Claims

However, if the other driver is uninsured or underinsured, the accident victim may recover as the insured via an underinsured or uninsured motorist claim. Other types of insurance coverage may apply depending on the specifics of the particular case.

Contact a Car Accident Lawyer

A car or truck accident can have serious consequences, both for the victim and the victim’s family. Contact an experienced lawyer at McKenzie & Snyder LLP to discuss your legal options.

Call Mckenzie & Snyder LLP today to discuss the details of your case for free.

Serving All Of Ohio

McKenzie & Snyder LLP represents injured workers and accident victims statewide — all 88 Ohio counties. Our Hamilton office is the base we work from, and rural families and small-town Ohioans are who we serve.

Communities We Help

• Hamilton
• Middletown
• Oxford
• Trenton
• Fairfield
• Cincinnati
• Dayton
• Toledo
• Canton
• Youngstown
• Akron
• Lima
• Bellefontaine
• Sandusky
• East Liverpool
• Steubenville
• Cambridge
• Zanesville
• Chillicothe
• Portsmouth
• Gallipolis
• Hillsboro
• Athens

Counties We Serve

• Butler County
• Preble County
• Clermont County
• Wyandot County
• Crawford County
• Richland County
• Muskingum County
• Guernsey County
• Belmont County
• Pike County
• Scioto County
• Fayette County
• Ross County
• Mahoning County
• Summit County
• Lucas County
• Allen County
• Stark County
• Jefferson County
• Adams County

Injured somewhere else in Ohio? We take cases statewide.