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Insurance Coverage For Chiropractic Care

May 10, 2016
4 min read

After a car accident or work-related injury you want to return to your normal state of health as quickly as possible. Lost wages, emotional stress, and physical pain can be heavy burdens. While physical therapy and conventional medicine can certainly help with recovery, many people are not aware that chiropractic care could also be very beneficial in the healing process. However, despite the many proven benefits of chiropractic care, many insurance companies do not provide coverage for this care.

What Is Chiropractic Care?

Simply speaking, chiropractic care is a holistic form of health care using spinal adjustments to restore proper function to the nervous system, thus helping the body to heal itself naturally. Two things that chiropractic care is not: drugs or surgery.

Should I Seek Chiropractic Care After An Accident?

If you were involved in an automobile accident ask yourself these questions:

• Did you suffer a neck injury?

• Has it led to significant chronic neck pain and even inability to work?

• Have you exhausted other methods of relief: pain medications, hot and cold therapy, and even surgery?

Chiropractic care could be a consideration. In fact, chiropractors treat a variety of conditions that often result from an auto accident or work-related injury such as:

  • Back pain related to sprains or strains
  • Chronic headaches
  • Neck and back pain following a car accident
  • Whiplash injuries
  • Soft tissue pain and injuries

Steps For A Treatment Plan

An initial evaluation with a chiropractor following an accident or work-related injury will probably involve the following steps:

  1. Gather a detailed account of the accident, the injuries sustained, any treatments already received, and the symptoms you are experiencing.
  2. A chiropractor may request x-rays to evaluate if any neck or back injuries are present.
  3. A treatment plan will be created and will outline the frequency of visits required to treat your condition(s) and what types of chiropractic therapies will be used.

A Chiropractor Can Be Beneficial For Many Reasons:

  • Align the body in the best possible position to heal as quickly as possible.
  • Relieve pain through spinal adjustments.
  • Provide beneficial exercises that can serve as physical therapy for rehabilitation.
  • Give advice on the best nutrition to expedite the healing process.

Whiplash

A common injury after auto accidents that is often treated by chiropractors is whiplash. Many are under the misconception that whiplash only occurs in a high-speed accident. However, even a speed of 2-3 miles per hour in an accident can lead to whiplash.

Symptoms of whiplash include:

  1. Stiff/sore neck
  2. Blurred vision
  3. Headaches
  4. Shoulder pain
  5. Dizziness
  6. Decreased movement of neck and/or arms
  7. Arm pain

Covered Or Not?

The scenario above is not uncommon. Going up against an insurance company is often difficult. Without knowledgeable professionals looking out for your best interest, it is very easy to be crushed on your own. There are thousands of victims each year that suffer from serious injuries that could potentially benefit from chiropractic care but are denied this care because of lack of insurance coverage for it.

What Can You Do?

Dealing with insurance companies is never at the top of anyone’s to-do list. It is usually a grueling process involving countless phone calls and plenty of frustration. Thankfully, there are people on your side who will fight for the care you need.

An attorney at Mckenzie & Snyder is trained to fight for the care you deserve.

Mckenzie & Snyder attorneys will be able to communicate with the insurance company on your behalf and attempt to negotiate a fair settlement between you and the insurance company for your care.

If your insurance is denying the chiropractic care you need following an automobile accident or work-related injury, contact the experienced attorneys at Mckenzie & Snyder today to discuss whether or not we could help. We will fight for you.

Call Mckenzie and Snyder today at (513) 737-5180.


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